Finance Calculators

Explore finance scenarios with practicalcalculators.

Use these calculators to explore how changes in rates, terms, borrowing amounts, timing and property costs can affect the numbers.

Library

Calculator library

Six practical calculators covering home loans, refinancing, property purchase costs, construction, bridging and reverse mortgages.

Home & Property · Featured

Estimate repayments, total interest and the effect of extra repayments or an offset account.

Refinancing · Featured

Compare your current home loan with a refinance over the same remaining term or a new extended term.

Home & Property · Featured

Estimate transfer duty and common property-purchase costs by Australian state or territory.

Reverse Mortgages · Featured

Explore how a reverse mortgage balance may grow over time and the potential equity remaining under different assumptions.

Construction Finance

Estimate construction progress payments, drawn balances, build-period interest and the effect of delays or cost increases.

Bridging Finance

Estimate Peak Debt, End Debt, capitalised interest, lender fees and the effect of sale timing or a lower sale price.

Calculator results are estimates only. Actual lender calculations, policies, fees, product features and eligibility requirements can differ.