Home & Property Calculator
Home Loan Repayment Calculator
Explore repayments, total interest and how extra repayments or an offset may change the loan over time.
Calculator
Estimate your home loan repayments
Estimate repayments, total interest and the potential effect of extra repayments or an offset account.
Extra repayments
Offset account
Offset funds reduce the balance used for this interest estimate; they are not treated as a principal repayment.
Advanced options
Projected home loan balance
Scheduled repayments compared with your current scenario.
What does this mean?
Calculator estimate only. Results are illustrative and use standard amortisation assumptions. Actual lender repayments and interest calculations can vary, including the timing of daily interest calculations and repayments. Rates, fees and loan terms can change. This calculator does not assess borrowing capacity or constitute credit, financial, taxation or legal advice.
About this estimate
This calculator is designed to explore repayment scenarios. Actual lender calculations can differ because interest may be calculated daily, rates can change and product fees or features may apply.