Saul Rudnick · Mortgage & Finance Broker | Author
Finance solutions for property, business and the changing stages of life.
Helping individuals, families and businesses understand their finance options — from everyday property lending to more specialised solutions.
Finance Solutions
Start with the type of finance you need.
The site is divided into clear finance areas so you can quickly find the information most relevant to your needs.
Property Finance
Home loans, first home buyers, refinancing, investment property, construction, bridging finance and deposit bonds.
Explore →Business & Commercial
Commercial finance, commercial property, property development, business finance, asset finance and commercial vehicles.
Explore →Specialist Finance
Reverse mortgages, personal loans and car loans.
Explore →Featured Areas
Useful depth, not a catalogue of loan products.
Explore some of the finance areas where clear explanations and the right structure can make a meaningful difference.
Refinancing
Practical information about refinancing a home loan, including when it may make sense, when it may not, costs, loan term, debt consolidation, equity access and comparing the total cost of the old and new loan.
Learn more →Construction Finance
Construction finance for major renovations, new homes, knockdown rebuilds, investment builds, property developments and commercial construction projects.
Learn more →Bridging Finance
Practical information about bridging finance, capitalised interest, risk fees, buying before selling, lender structures and comparing the total cost of a bridging loan.
Learn more →Reverse Mortgages
Practical Australian information about reverse mortgages, equity release, borrowing limits, costs, risks, safeguards and alternatives.
Learn more →Commercial Property Finance
Finance for commercial property purchase, refinance and related purposes, including owner-occupied premises, investment property, loan structure, serviceability, valuation, fees and lender selection.
Learn more →Asset & Equipment Finance
Finance for business vehicles, machinery, plant and equipment, including chattel mortgages, leases, loan structure, deposits, balloon payments, tax considerations and lender selection.
Learn more →A Broad Lender & Partner Panel
Access to 60+ banks, non-bank & specialist lenders.
A broad panel across mainstream, non-bank and specialist finance can provide more pathways when a standard lending solution is not the right fit.
Reverse Mortgages · The Book
A practical guide to reverse mortgages.
A dedicated book page provides a clear place to learn about the book, its purpose and the reverse mortgage information behind it.
Insights & Guides
Recent explanations and practical guides.
Clear, searchable explanations about finance, lending and the decisions that surround them.
How Reverse Mortgage Interest Builds Up Over Time
Reverse mortgage interest is generally added to the loan balance, so time and compounding can materially change the amount owed.
Read →What Are Peak Debt and End Debt in Bridging Finance?
Peak Debt and End Debt are two of the most useful numbers for understanding a bridging loan before you buy and sell.
Read →Why Refinancing for a Lower Interest Rate May Not Always Save You Money
A lower rate can reduce repayments, but the loan term, switching costs and structure can change the overall result.
Read →WHAT CLIENTS THINK ABOUT MY WORK
Testimonials
“I found Saul very easy to deal with, friendly and helpful throughout the whole process. Also very supportive/patient with my questions seeing though this was my first purchase . Would recomend.”
“Saul was excellent in helping us obtain our first homeloan. Saul was diligent in his assessment of our homeloan and provided us with in depth information about our choices and went above and beyond to answer our questions and queries. We appreciate Saul’s help and support in purchasing our first property and would recommend his services.”
“A great thanks to Saul who helped me through my mortgage and finally my dream has come true and I have my own property.”
“Saul did an outstanding job as our mortgage broker. We came to him on a friend's recommendation with a tight timeline - just 5 days until auction on a property we loved. Saul worked extremely fast and secured our pre-approval in time for the auction. When we didn't get that property Saul then helped us pivot and secure the best mortgage on another property where the timeframe wasn't so critical. Throughout the entire process Saul was generous with his time and genuinely invested in helping us find the right place and secure a great mortgage. His responsiveness and dedication plus his ability to explain everything really clearly was appreciated. Thanks again for all your help Saul.”
“Saul was absolutely fantastic with my refinance. There are very few people who are so dedicated to doing a good job like Saul is. He is deeply committed, meticulous, detail-oriented and organised. He consistently messaged and emailed me to make sure I was up to speed every step of the way, presented me with the best options tailored to my situation, and was so patient with me, even when I took a while to respond to things. He is kind, hard-working and experienced, he really knows what he's doing! He's the gold standard when it comes to excellent service and highly-skilled workers - I think Aussie are beyond lucky to have him - and dare I say, he should get a raise!! Thanks Saul for all of your help, your kindness, and your competency. I wish I could give more stars than 5/5.”